Employee Credit Checks

2. Why Choose Mayflower for your Employee Credit Checks?

3. What's the Process? How Do I request an Employee Credit Check?

5. What information will my candidate need to provide?

To complement your employment screening process, we offer online Employee Credit Checks, so you can verify your candidate’s financial history and check for adverse financial data.

We have teamed up with the credit reference agencies, Experian and Equifax; to provide an Employee Credit Check service to Organisations.

To use our online Employee Credit Check Service, you need to have an account with us.

Click here to Create an Account with us.

Your account will be set-up within 1 working day.

It is free and under no obligation.

An Employee Credit Check gives you the peace of mind that your new recruits or staff have no history of financial mismanagement.

Our Employee Credit Check is a UK financial check and will provide information on the following:

County Court Judgment (CCJ) Records or Scottish equivalent
Bankruptcy / Individual Voluntary Arrangement (IVA) Records or Scottish equivalent
Correction Orders / Disputes
Financial Data (number of active accounts & loans held by the candidate)
Electoral Roll Registration History
Residence Confirmation
Relocation Data
DOB Verification
Mortality Data
Alias Data
a Result which will state if the Credit Check is “Clear” or “Alert”, accompanied by a Score

Our Credit Check does NOT affect your candidate’s credit score. It won't affect a Lender's decision.

Particularly, if you are recruiting for a role that involves handling money, accounts or financial sensitive data, an employee credit check can be a valuable recruitment tool in addition to other more traditional employee checks.

Our credit checks search for adverse financial data and enables employers to assess a candidate’s financial background. They can help to mitigate any risks posed to your business by individuals who are under financial strain.

Combined with a Basic DBS Check an Employee Credit Check can provide you with a robust view of your candidate’s background, and enable you to make an informed suitability decision when recruiting for a role.

Background checks are our core business. We have 18 years of experience in Criminal Record Checks and Employee Credit Checks.

Quick Turnaround: 1 working day - We will provide you with a summary employee credit check report providing clear and concise information.

Fixed Price per check. Click here for our Prices

The online Employee Credit Check is a robust check.

It shows :

County Court Judgment (CCJ) Records or Scottish equivalent
Bankruptcy / Individual Voluntary Arrangement (IVA) Records or Scottish equivalent
Correction Orders / Disputes
Financial Data (number of active accounts & loans held by the candidate)
Electoral Roll Registration History
Residence Confirmation
Relocation Data
DOB Verification
Mortality Data
Alias Data
a Result accompanied by a Score which will categorises the Credit Check as “Clear” or “Alert

Our Credit Check does NOT affect your candidate’s credit score. It cannot be seen by Lenders and so it won't affect a Lender's decision.

It can be used as a preliminary employment check and can help you decide if further background checks are required for a candidate.

We provide a quick and easy online credit check process.

To complement your Employee Credit Checks we can also provide you with Basic DBS checks, Standard DBS checks or Enhanced DBS checks to give you an overall view of your employee's background, enabling you to assess a candidate's suitability for a role.

Our online Employee Credit Check service is Pay-As-You-Go with NO tie-in, NO set-up fee, NO annual fee, NO contract and NO minimum volume requirement.

We have teamed up with the credit reference agencies, Experian and Equifax; to provide you with Employee Credit Checks.

To use our Employee Credit Check Service you need to have an account with us. Click here to Create an Account with us. It is free and under no obligation.

Once your account is set-up we will email you instructions on how you can request Employee Credit Checks.

A summary of the Employee Credit Check order process is as follows:

Step 1: Obtain Applicant (candidate) Consent:

Obtain Applicant (candidate) Consent by asking your applicant to complete the Employee Credit Check Applicant Consent form (we provide you with this).

Step 2: Complete and Submit an online Employee Credit Check Request form:

Enter the applicant’s details onto our secure online Employee Credit Check Order Form and submit this to us.

Note:

New Customers: We will provide you with access to the Employee Credit Check Order Form when you create an account with us
Existing Customers: Please contact us to request access to the Employee Credit Check Order Form

You will need to provide the following information on the Employee Credit Check Order Form:

Title
Full Current Name (including any middle names)
Date of Birth
Current address

On receipt of your completed online Employee Credit Check Order Form, we will carry out the Employee Credit Check.

Our Employee Credit Check will check and provide information on the following:

County Court Judgment (CCJ) Records or Scottish equivalent
Bankruptcy / Individual Voluntary Arrangement Records or Scottish equivalent
Correction Orders / Disputes
Financial Data (number of active accounts & loans held by the individual)
Electoral Roll Registration History
Residence Confirmation
Relocation Data
DOB Verification
Mortality Data
Alias Data
a Result accompanied by a Score which will state if the Credit Check is “Clear” or “Alert”

Our Credit Check does not affect your candidate’s credit score. It cannot be seen by Lenders and so it won't affect a Lender's decision.

The result will be issued to you by email as an Employee Credit Check report (in PDF format), within 24 hours* of a request being received by us (*excluding weekends or public holidays).

The information provided on the Employee Credit Check electronic summary report is personal data and is strictly regulated by Law.

You need to ensure you comply with the Data Protection Act.

In brief:

You must obtain candidate consent, in writing using the Consent Form we provide
You should never allow anyone outside your organisation to have access to the information we provide
You should never search anyone without a valid reason (and without their consent)
You should never disclose any login details we provide to you to anyone else
An Employee Credit Check should only be obtained if it is relevant to a candidate’s job or work role

To conduct an online Employee Credit Check we’ll need the following information regarding your candidate (new recruit):

You will submit this to us via a secure, encrypted online form which we provide to you:

Their Title (e.g: Mr, Mrs etc)
Their Full Current Name (including any middle names) **to ensure an accurate credit check we strongly recommend you verify this with ID eg: Driving Licence or Passport
Their Date of Birth
Their Current Address, including Flat Number if applicable and postcode. This must be a UK address. **To ensure an accurate credit check we strongly recommend you ensure this matches the Royal Mail database: https://www.royalmail.com/find-a-postcode

Employee Credit Checks